When you are in your 20s, you have the time, energy, and enthusiasm to discover and explore the magical world. On the other hand, twenty-somethings might have student loans, credit card debts, and other financial commitments. It’s also hard to squeeze the travel money from small salaries. Being young doesn’t often go hand in hand with financial independence. However, …
It’s no secret that a wedding is one of life’s biggest moments and it is costly. Did you know the average wedding cost was $19,000 last year and $28,000 in 2019, according to The Knot (source)? And in the same article, it’s estimated that the average cost of a wedding reception is $22,500 in 2021. …
Wedding On A Budget: How To Plan An Affordable Wedding Read More »
December could be a very stressful time for many people who are struggling financially. You might wonder, “How can I survive Christmas with no money?” All the commercial ads, fancy decorations, Christmas movies, and social media influence make us feel guilty about having no money this December. On top of that, Christmas expenses (such as …
How To Have A Magical Christmas When You Have No Money Read More »
Christmas is coming within seven weeks. Some people are already stressed out financially. If you feel the same, you are not alone. According to a recent study conducted by OnePoll on behalf of Walgreens, 79% of men find the holiday season stressful, whereas 66% of women feel stressed1. Imagine waking up one day in January …
How To Create A Christmas Budget In 7 Easy Steps Read More »
Christmas is just around the corner, and retail merchants are ready to take the money out of your pocket. There is no doubt that Christmas is merchants’ favorite holiday to make the most profit. The sales season can quickly push you into the red. Although Christmas is only for one day, the whole spending mood …
Christmas On A Budget: How To Save Money For Christmas – 23 Simple Ways Read More »
When you live paycheck to paycheck, you can hardly save any money and often struggle to cover the monthly bills if you overspend, let alone achieve financial goals. If an emergency comes up, you are more likely to take on high-interest loans or credit card debts because there is no money left in your bank account …
How To Stop Living Paycheck To Paycheck In 9 Easy Steps Read More »
Have you ever tried to stop spending money on unnecessary things but still ended up buying a bunch of stuff that you don’t need? If so, you are not alone. We have all been there. It’s not uncommon to buy things that you don’t need. And it is not easy to just stop overspending, especially …
How To Stop Spending Money (On Unnecessary Things) | 19 Easy Ways Read More »
To buy or not to buy, that is the question. However, when you have financial goals such as getting out of debt, the question becomes the answer – stop buying to save money. I am not talking about extreme ways to stop buying because I enjoy having nice things. However, I have learned to stop …
25 Things I Stopped Buying To Save Money | How To Stop Buying Things Read More »
Frugality is a choice, a mindset, and a lifestyle rather than a negative experience. Living a frugal life is about being mindful of money management, so you don’t have to struggle to make ends meet, be in debt, or be broke if done properly. This post will show you the 26 best frugal living tips …
26 Best Frugal Living Tips to Save Serious Money 2022 Read More »