An emergency is stressful, disruptive, and unavoidable. When it rains, it pours. According to a new survey from Bankrate, just 39% of Americans could afford an unexpected expense of $1,000. That is fewer than 4 in 10 Americans. If you want to stay calm during a rough financial storm, you NEED an emergency fund. Here …
Emergency Fund Examples: Why Should Creating An Emergency Fund Be A Top Priority? Read More »
Old habits die hard. And bad money habits are no exception. They are frustrating, annoying, and depressing. Who doesn’t have money regrets? Give me a shout. Probably nobody. Luckily, there are practical ways to break these bad money habits. Today you will learn 9 bad money habits and tips on how to take control of …
People often associate “budgeting” with restrictive spending, tedious chores, and severe limitations. I personally see budgeting as a roadmap to financial success. A simple budget plan can help you manage your money effectively and make better financial decisions in life. According to a new survey from Debt.com, 80 percent of Americans said they have a …
How To Make A Budget In 6 Easy Steps (Step-By-Step Guide For Beginners) Read More »
When you are in your 20s, you have the time, energy, and enthusiasm to discover and explore the magical world. On the other hand, twenty-somethings might have student loans, credit card debts, and other financial commitments. It’s also hard to squeeze the travel money from small salaries. Being young doesn’t often go hand in hand with financial independence. However, …
It’s no secret that a wedding is one of life’s biggest moments and it is costly. Did you know the average wedding cost was $19,000 last year and $28,000 in 2019, according to The Knot? And in the same article, it’s estimated that the average cost of a wedding reception is $22,500 in 2021. If …
Wedding On A Budget: How To Plan An Affordable Wedding Read More »
December could be a very stressful time for many people who are struggling financially. You might wonder, “How can I survive Christmas with no money?” All the commercial ads, fancy decorations, Christmas movies, and social media influence make us feel guilty about having no money this December. On top of that, Christmas expenses (such as …
How To Have A Magical Christmas When You Have No Money Read More »
Christmas is coming within seven weeks. Some people are already stressed out financially. If you feel the same, you are not alone. According to a recent study conducted by OnePoll on behalf of Walgreens, 79% of men find the holiday season stressful, whereas 66% of women feel stressed1. Imagine waking up one day in January …
How To Create A Christmas Budget In 7 Easy Steps Read More »
Christmas is just around the corner, and retail merchants are ready to take the money out of your pocket. There is no doubt that Christmas is merchants’ favorite holiday to make the most profit. The sales season can quickly push you into the red. Although Christmas is only for one day, the whole spending mood …
Christmas On A Budget: How To Save Money For Christmas – 23 Simple Ways Read More »
When you live paycheck to paycheck, you can hardly save any money and often struggle to cover the monthly bills if you overspend, let alone achieve financial goals. If an emergency comes up, you are more likely to take on high-interest loans or credit card debts because there is no money left in your bank account …
How To Stop Living Paycheck To Paycheck In 9 Easy Steps Read More »
Have you ever tried to stop spending money on unnecessary things but still ended up buying a bunch of stuff that you don’t need? If so, you are not alone. We have all been there. It’s not uncommon to buy things that you don’t need. And it is not easy to just stop overspending, especially …
How To Stop Spending Money (On Unnecessary Things) | 19 Easy Ways Read More »