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Emergency fund examples: Reasons you need one for the unexpected expenses

Emergency Fund Examples: Why Should Creating An Emergency Fund Be A Top Priority?

An emergency is stressful, disruptive, and unavoidable. When it rains, it pours. According to a new survey from Bankrate, just 39% of Americans could afford an unexpected expense of $1,000. That is fewer than 4 in 10 Americans.  If you want to stay calm during a rough financial storm, you NEED an emergency fund.  Here …

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How to make a budget for beginners step by step

How To Make A Budget In 6 Easy Steps (Step-By-Step Guide For Beginners)

People often associate “budgeting” with restrictive spending, tedious chores, and severe limitations. I personally see budgeting as a roadmap to financial success. A simple budget plan can help you manage your money effectively and make better financial decisions in life. According to a new survey from Debt.com, 80 percent of Americans said they have a …

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How to travel on a budget in your 20s

How To Travel On A Budget In Your 20s

When you are in your 20s, you have the time, energy, and enthusiasm to discover and explore the magical world.  On the other hand, twenty-somethings might have student loans, credit card debts, and other financial commitments. It’s also hard to squeeze the travel money from small salaries. Being young doesn’t often go hand in hand with financial independence. However, …

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How to have a magical Christmas when you have no money

How To Have A Magical Christmas When You Have No Money

December could be a very stressful time for many people who are struggling financially. You might wonder, “How can I survive Christmas with no money?” All the commercial ads, fancy decorations, Christmas movies, and social media influence make us feel guilty about having no money this December. On top of that, Christmas expenses (such as …

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Christmas on a budget: How to save money for Christmas

Christmas On A Budget: How To Save Money For Christmas – 23 Simple Ways

Christmas is just around the corner, and retail merchants are ready to take the money out of your pocket. There is no doubt that Christmas is merchants’ favorite holiday to make the most profit. The sales season can quickly push you into the red. Although Christmas is only for one day, the whole spending mood …

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